Polk County property record for 531 Ridges Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 2006 |
| Lot Size | 0.146 acres (6,347 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Aug 2016) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-001050 |
| Primary APN | 27-28-27-835824-001050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,857 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,347 sqft (0.146 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Street Address | 531 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 105 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 105 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14121 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 RIDGES DR, DUNDEE, FL 33838-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on Record |
| Deed Sale | Aug 24, 2016 · Amount on Record |
| Prior Sale | Mar 7, 2016 · Amount on Record |
| Deed Document Number | 2016155076 |
| Deed Book / Page | 9915 / 93 |
| Prior Transfer Date | Apr 9, 2013 |
| Prior Transfer Doc | 0000073394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 531 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0110192069 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 531 RIDGES DR DUNDEE FL 338384629, DUNDEE, FL 33838-4629 |
| Document Number | 0110192069 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 011019/002069 |
| Instrument | 227554 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 27, 2039 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (-0.66%) Homeowner's exemption | $133,981 (+5.99%) | $183,797 (-8.92%) Land $38,000 Building $145,797 |
| 2023 | $1,813.00 (+3.54%) Homeowner's exemption | $126,413 (+3%) | $201,791 (+11.28%) Land $37,000 Building $164,791 |
| 2022 | $1,751.00 Homeowner's exemption | $122,731 | $181,339 Land $31,000 Building $150,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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