Polk County property record for 530 Ridges Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,563 sqft · built 2018 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $196,900 (Jun 2018) |
| Tax Bill | $134 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-001070 |
| Primary APN | 27-28-27-835824-001070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 1,982 sqft |
| 1st Floor Area | 1,563 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,060 sqft (0.208 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 158 sqft |
| Street Address | 530 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 107 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 14121 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Jun 4, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage ONETRUST HM LOANS |
| May 23, 2017 | Grant Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on Record |
| Deed Sale | Jun 4, 2018 · Amount on Record |
| Prior Sale | May 1, 2017 · Amount on Record |
| Deed Document Number | 2018118556 |
| Deed Book / Page | 10505 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0000256361 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 13758/979 |
| Instrument | 2025256361 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0000058330 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 13038/1461 |
| Instrument | 2024058330 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0000140301 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 12729/1554 |
| Instrument | 2023140301 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0000277303 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 11951/620 |
| Instrument | 2021277303 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0114910526 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR DUNDEE FL 338384628, DUNDEE, FL 33838-4628 |
| Document Number | 0114910526 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 011491/000526 |
| Instrument | 267463 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0111981716 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR DUNDEE FL 338384628, DUNDEE, FL 33838-4628 |
| Document Number | 0111981716 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 011198/001716 |
| Instrument | 74111 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 5, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0105050355 |
| Book / Page | 010505 / 000355 |
| Instrument Date | May 24, 2018 |
| Instrument | 118556 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,378.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 RIDGES DR DUNDEE FL 338384628, DUNDEE, FL 33838-4628 |
| Document Number | 105050356 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 010505/000356 |
| Instrument | 118557 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2017 |
| Property Address | 530 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0101540006 |
| Book / Page | 010154 / 000006 |
| Instrument Date | May 17, 2017 |
| Instrument | 97693 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,108.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,225 (+2.7%) | $222,783 (+1.43%) Land $38,000 Building $184,783 | |
| 2025 | $177,434 (+5.99%) | $219,649 (-9.46%) Land $38,000 Building $181,649 | |
| 2024 | $134.00 | ||
| 2023 | $134.00 Homeowner's exemption | $167,411 (+3%) | $242,604 (+12.67%) Land $37,000 Building $205,604 |
| 2022 | $134.00 Homeowner's exemption | $162,535 | $215,332 Land $31,000 Building $184,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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