529 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 529 Ridges Dr, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2007
Lot Size	0.146 acres (6,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,500 (Jul 2019)
Tax Bill	$134 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835824-001040`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835824-001040`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,347 sqft (0.146 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	529 RIDGES DR
City	DUNDEE
State	FL
Zip	33838-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE OF DUNDEE PB 137 PG 8 LOT 104
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE OF DUNDEE
Legal Tract	835824
Legal Block	1
Legal Lot Number	104
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 RIDGES DR, DUNDEE, FL 33838-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	2019147136
Deed Book / Page	10907 / 856
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2019
Property Address	529 RIDGES DR, DUNDEE, FL 33838-4629
Document Number	0109070856
Book / Page	010907 / 000856
Instrument Date	Jul 12, 2019
Instrument	147136
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	529 RIDGES DR DUNDEE FL 338384629, DUNDEE, FL 33838-4629

Mortgage

Document Number	109070857
Date	Jul 15, 2019
Book Page	010907/000857
Instrument	147137

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,553 (+2.7%)	$212,587 (+1.28%) Land $38,000 Building $174,587
2025		$176,780 (+5.99%)	$209,910 (-9.43%) Land $38,000 Building $171,910
2024	$134.00
2023	$134.00 (-94.52%) Homeowner's exemption	$166,794 (+3%)	$231,772 (+11.85%) Land $37,000 Building $194,772
2022	$2,447.00 Homeowner's exemption	$161,936	$207,209 Land $31,000 Building $176,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20