531 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 531 Riddle Rd, Cincinnati, OH 45220

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,624 sqft · built 1903
Lot Size	0.071 acres (3,136 sqft)
Owner	Company Name on Record
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-0005-0074-00`

Property Details

APN / Parcel Number

Primary APN	`101-0005-0074-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,624 sqft Finished Area
1st Floor Area	768 sqft
2nd Floor Area	856 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	531 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2783
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	531 RIDDLE RD 25 X 125 PT LOT 73 COL JOHN RIDDLES SUB
Legal Subdivision	COL JOHN RIDDLES SUB
Legal Lot Number	73
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	2901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8301, CINCINNATI, OH 45208-0301
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Sep 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 18, 2020	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK
Apr 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 13, 2020
Last Transfer Date	Sep 28, 2020
Transfer Doc	0000099500
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	531 RIDDLE RD, CINCINNATI, OH 45220-2783
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023305
Date	Mar 30, 2026
Book Page	15633/749
Instrument	2026-0023305

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2020
Property Address	531 RIDDLE RD, CINCINNATI, OH 45220-2783
Document Number	0000099500
Book / Page	014262 / 003018
Instrument Date	Sep 18, 2020
Instrument	99500
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8301 CINCINNATI OH 452080301, CINCINNATI, OH 45208-0301

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	531 RIDDLE RD, CINCINNATI, OH 45220-2783
Document Number	0000071149
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 RIDDLE RD CINCINNATI OH 452202783, CINCINNATI, OH 45220-2783

Mortgage

Document Number	0000071149
Date	Jul 22, 2020
Book Page	014215/001844
Instrument	71149

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2020
Property Address	531 RIDDLE RD, CINCINNATI, OH 45220-2783
Document Number	0000034243
Book / Page	014145 / 001852
Instrument Date	Mar 26, 2020
Instrument	34243
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8301 CINCINNATI OH 452080301, CINCINNATI, OH 45208-0301

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+0.12%)	$54,506 (-) Land $8,050 Building $46,456
2024	$3,452.00 (-0.17%)	$54,506 (-) Land $8,050 Building $46,456
2023	$3,458.00 (+33.36%)	$54,506 (+48.31%) Land $8,050 Building $46,456	$155,730 (+48.31%) Land $23,000 Building $132,730
2022	$2,593.00	$36,751 Land $6,633 Building $30,118
2020			$105,000 Land $18,950 Building $86,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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