531 Exchange St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 531 Exchange St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,510 sqft · built 1920
Lot Size	0.192 acres (8,350 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2023)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more
APN	`ATHO M:00013 B:00120 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00013 B:00120 L:00000`
Alternative APN	`1057`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
Gross Area	2,965 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,350 sqft (0.192 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1057
Street Address	531 EXCHANGE ST
City	ATHOL
State	MA
Zip	01331-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	120
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1008
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 EVERGREEN RD, HUBBARDSTON, MA 01452-1135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST MORTGAGE CO
Apr 11, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Dec 30, 2022	Warranty Deed, Foreclosure
Dec 30, 2022	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Book / Page	69010 / 255
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	531 EXCHANGE ST, ATHOL, MA 01331-1538
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073207-218
Date	Feb 17, 2026
Book Page	73207/218
Instrument	12341

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Apr 11, 2023
Property Address	531 EXCHANGE ST, ATHOL, MA 01331-1538
Document Number	069010-255
Book / Page	69010 / 255
Instrument Date	Apr 11, 2023
Instrument	27765
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EVERGREEN RD, HUBBARDSTON, MA 01452-1135

Mortgage

Document Number	0000027766
Date	Apr 11, 2023
Instrument	27766

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	069010-282
Date	Apr 11, 2023
Book Page	69010/282
Instrument	27767

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

December 2022: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	ATHOL MA
Recording Date	Dec 30, 2022
Property Address	531 EXCHANGE ST, ATHOL, MA 01331-1538
Document Number	0068673-63
Book / Page	68673 / 63
Instrument Date	Dec 27, 2022
Instrument	137213
Transaction Type	Foreclosure
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 E 9TH ST, CLEVELAND, OH 44199-9904

December 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	ATHOL MA
Recording Date	Dec 30, 2022
Property Address	531 EXCHANGE ST, ATHOL, MA 01331-1538
Document Number	068670-261
Book / Page	68670 / 261
Instrument Date	Dec 9, 2022
Instrument	137040
Transaction Type	Foreclosure
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # UT200, UT200, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (-0.54%)	$231,000 (+0.39%) Land $48,200 Building $182,800	$300,865 (+19.24%)
2024	$2,952.00 (+2.96%)	$230,100 (+12.68%) Land $48,200 Building $181,900	$252,320
2023	$2,867.00	$204,200 Land $35,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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