Worcester County and Athol Town property record for 430 Exchange St, Athol, MA 01331 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,332 sqft Living Area |
| Lot Size | 29,736 sqft (0.683 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $326,000 (2022) |
| Tax Bill | $3,690.00 (2025) |
| Primary APN | ATHO M:00013 B:00189 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 5,220 sqft Gross Area |
| Basement Area | 1,056 sqft Basement |
| Unfinished Basement | 1,056 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial Style |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 29,736 sqft (0.683 acres) |
| Garage Type | Basement Garage |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 302 |
|---|---|
| Street Address | 430 EXCHANGE ST |
| City | ATHOL |
| State | MA |
| Zip | 01331-1844 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 189 |
| Jurisdiction | ATHOL MA |
| Minor Civil Division | ATHOL |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 703200 |
Source: Worcester County and Athol Town records · APN ATHO M:00013 B:00189 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 EXCHANGE ST, ATHOL, MA 01331-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 18, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Oct 01, 1985 · Amount on Record |
| Deed Doc Number | 202254279 |
| Deed Book / Page | 67611 / 50 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 430 EXCHANGE ST, ATHOL, MA 01331-1844 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069953-351 |
|---|---|
| Date | Dec 04, 2023 |
| Book Page | 69953/351 |
| Instrument | 101285 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ATHOL MA |
| Recording Date | May 18, 2022 |
| Property Address | 430 EXCHANGE ST, ATHOL, MA 01331-1844 |
| Document Number | 0067611-50 |
| Book / Page | 67611 / 50 |
| Instrument Date | May 17, 2022 |
| Instrument | 54279 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 430 EXCHANGE ST, ATHOL, MA 01331-1844 |
| Document Number | 0000054280 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 54280 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,690.00 (+2.24%) | $290,300 (+3.2%) Land $58,100 Building $232,200 | $361,285 (-5.28%) |
| 2024 | $3,609.00 (+1.81%) | $281,300 (+11.41%) Land $58,100 Building $223,200 | $381,425 |
| 2023 | $3,545.00 | $252,500 Land $42,000 Building $210,500 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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