Worcester County and Athol Town property record for 399 Exchange St, Athol, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,048 sqft · built 1892 |
| Lot Size | 0.161 acres (7,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,315 (Apr 2019) |
| Tax Bill | $3,906 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2019 Sale & Mortgage |
| APN | ATHO M:00013 B:00191 L:00000 |
| Primary APN | ATHO M:00013 B:00191 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 3,852 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 7,021 sqft (0.161 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 302 |
|---|---|
| Street Address | 399 EXCHANGE ST |
| City | ATHOL |
| State | MA |
| Zip | 01331-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 191 |
| Jurisdiction | ATHOL MA |
| Township / Civil Division | ATHOL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 703200 |
Source: Worcester County and Athol Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 399 EXCHANGE ST, ATHOL, MA 01331-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 16, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Apr 20, 2016 |
| Deed Document Number | 201932631 |
| Deed Book / Page | 60272 / 335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 399 EXCHANGE ST, ATHOL, MA 01331-1815 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 067389-231 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 67389/231 |
| Instrument | 37900 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ATHOL MA |
| Recording Date | Apr 16, 2019 |
| Property Address | 399 EXCHANGE ST, ATHOL, MA 01331-1815 |
| Document Number | 60272-335 |
| Book / Page | 060272 / 000335 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 32631 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 EXCHANGE ST ATHOL MA 013311815, ATHOL, MA 01331-1815 |
| Document Number | 60272-338 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 060272/000338 |
| Instrument | 32632 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: Worcester County and Athol Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,906.00 (+3.97%) | $307,300 (+4.95%) Land $47,400 Building $259,900 | $265,050 (-20.49%) |
| 2024 | $3,757.00 (+1.24%) | $292,800 (+10.78%) Land $47,400 Building $245,400 | $333,355 |
| 2023 | $3,711.00 | $264,300 Land $34,400 Building $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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