416 Exchange St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 416 Exchange St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,672 sqft · built 1880
Lot Size	0.573 acres (24,966 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2023)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
APN	`ATHO M:00013 B:00188 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00013 B:00188 L:00000`
Alternative APN	`1099`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
Gross Area	3,364 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,966 sqft (0.573 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1099
Street Address	416 EXCHANGE ST
City	ATHOL
State	MA
Zip	01331-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	188
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3016
Census Tract	703200

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00013 B:00188 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 MAPLE ST, WEST BOYLSTON, MA 01583-1807
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2023 · Amount on Record
Deed Sale	Nov 07, 2023 · Amount on Record
Deed Book / Page	69854 / 1
Record Updated	Sep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Nov 07, 2023
Property Address	416 EXCHANGE ST, ATHOL, MA 01331-1844
Document Number	00069854-1
Book / Page	69854 / 1
Instrument Date	Nov 06, 2023
Instrument	93180
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 MAPLE ST, WORCESTER, MA 01608-2401

Mortgage

Document Number	0000093181
Date	Nov 07, 2023
Instrument	93181

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,718.00 (+6.14%)	$292,500 (+7.14%) Land $56,700 Building $235,800	$306,755 (+15.03%)
2024	$3,503.00 (+2.76%)	$273,000 (+12.44%) Land $56,700 Building $216,300	$266,665
2023	$3,409.00	$242,800 Land $41,000 Building $201,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.