Montgomery County property record for 531 E Main St, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Aug 2012) |
| Tax Bill | $1,575 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-80-10-002.00 |
| Primary APN | 23M-80-10-002.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Office | 1,580 sqft |
| Exterior Material | Other |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Account Number | 653589 |
|---|---|
| Street Address | 531 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1238 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 531 E MAIN ST BLDG & 0.243 AC |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920201 |
Source: Montgomery County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 139 ALLEN DOUGLAS DR, RICHMOND, KY 40475-8758 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2012 · Amount on Record |
| Deed Sale | Aug 15, 2012 · Amount on Record |
| Deed Book / Page | 300 / 342 |
| Record Updated | Sep 20, 2026 |
Source: Montgomery County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,575.00 (-8.16%) | $159,510 (-8.85%) | $159,510 (-8.85%) |
| 2023 | $1,715.00 | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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