Montgomery County property record for 521 E Main St, Mount Sterling, KY 40353 · Last verified January 2026
| Property Type | Commercial |
|---|---|
| Details | 4,608 sqft |
| Lot Size | 0.074 acres (3,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,827 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 23M-60-27-014.00 |
| Primary APN | 23M-60-27-014.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,608 sqft Total Area |
| Office | 2,304 sqft |
| Construction Type | Frame |
|---|---|
| Foundation Type | Mud Sill |
| Lot Area | 3,250 sqft (0.074 acres) |
| Lot Dimensions | 50 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 655628 |
|---|---|
| Street Address | 521 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1294 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 521 E MAIN ST COMM BLDG & LOT |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920202 |
Source: Montgomery County records · APN 23M-60-27-014.00
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 102 DOVE TRACE DR, MOUNT STERLING, KY 40353-8313 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000351208 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,827.00 (+0.77%) | $185,000 (-) | $185,000 (-) |
| 2023 | $1,813.00 | $185,000 | $185,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211739202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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