640 E Main St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 640 E Main St, Mount Sterling, KY 40353

Property Summary

Property Type	Self Storage
Details	960 sqft · built 1998
Lot Size	2.31 acres (101,059 sqft)
Owner	Company Name on File
Tax Bill	$3,507 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23M-80-09-019.00`

Property Details

APN / Parcel Number

Primary APN	`23M-80-09-019.00`
Alternative APN	`650980`

Interior

Stories	2 Stories
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1998
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.31 acres)
Terrain	Rolling
Total Buildings	3 Buildings

Location & Zoning

Account Number	650980
Street Address	640 E MAIN ST
City	MOUNT STERLING
State	KY
Zip	40353-1240
Property Category	Industrial
Property Type	Industrial > Self Storage
Legal Description	RAILROAD PROP/2.32 ACRES/STORAGE BLDGS/A
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	4
Census Block	4008
Census Tract	920202

Owner

Source: Montgomery County records · APN 23M-80-09-019.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 909, STANTON, KY 40380-0909
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000336818
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Municipality	Mount Sterling City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,507.00 (+0.8%)	$355,000 (-)	$355,000 (-)
2023	$3,479.00	$355,000	$355,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 239 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MT STERLING WATER WORKS serves 16,391 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.