Montgomery County property record for 424 E Main St, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Details | 1,440 sqft |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $494 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 23M-60-26-023.00 |
| Primary APN | 23M-60-26-023.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,440 sqft Total Area |
|---|
| Construction Type | Frame |
|---|---|
| Foundation Type | Mud Sill |
| Lot Area | 11,848 sqft (0.271 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Account Number | 655552 |
|---|---|
| Street Address | 424 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1430 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E MAIN ST LOT & BLDG |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 920202 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 E MAIN ST, MOUNT STERLING, KY 40353-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000350815 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 (+152.04%) | $50,000 (+15%) | $50,000 (+15%) |
| 2023 | $196.00 | $20,000 | $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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