531 E Central Ave, Bluffton, IN 46714 Property Records

Wells County property record for 531 E Central Ave, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,867 sqft · built 1980
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-525-008.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-525-008.000-004`
Alternative APNs	`00001541669` `0100820301`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001541669
Street Address	531 E CENTRAL AVE
City	BLUFFTON
State	IN
Zip	46714-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAPPS ADD LOT 15 (4-H)
Legal Subdivision	KAPPS ADD
Legal Lot Number	15
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1025
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	531 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	531 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020254249
Date	Dec 26, 2025
Instrument	20254249

Lender

Name	LENDAGE LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	531 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214223
Date	Sep 16, 2021
Instrument	20214223

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+21.88%) Homeowner's exemption	$194,800 (+25.68%) Land $18,500 Building $176,300	$194,800 (+25.68%) Land $18,500 Building $176,300
2024	$1,252.00 (+51.21%)
2023		$155,000 (+14.64%) Land $18,500 Building $136,500	$155,000 (+14.64%) Land $18,500 Building $136,500
2022	$828.00	$135,200 Land $11,000 Building $124,200	$135,200 Land $11,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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