515 E Central Ave, Bluffton, IN 46714 Property Records

Wells County property record for 515 E Central Ave, Bluffton, IN 46714 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1990
Square Footage	1,890 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Garage	Detached, 264 sqft
Occupancy	Owner Occupied
Tax Bill	$1,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90-08-04-525-014.000-004`
Alternative APNs	`00001541580` `0100900800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,890 sqft Living Area
1st Floor	1,026 sqft 1st Floor
Attic Area	1,728 sqft Attic
Attic	1 Attic
Basement Area	1,026 sqft Basement
Unfinished Basement	1,026 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	264 sqft Garage
Shed	1 Shed
Shed Area	96 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00001541580
Street Address	515 E CENTRAL AVE
City	BLUFFTON
State	IN
Zip	46714-2614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KAPPS ADD LOT 12 (4-H)
Legal Subdivision	KAPPS ADD
Legal Lot Number	12
Jurisdiction	WELLS IN
Minor Civil Division	HARRISON
Census Blockgroup	1
Census Block	1025
Census Tract	40500

Owner

Source: Wells County records · APN 90-08-04-525-014.000-004

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	515 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Transaction Type	Mortgage
Record Updated	Oct 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20183496
Date	Sep 17, 2018
Instrument	20183496

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	444 Months
Due	Sep 04, 2055

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00 (+2.6%) Homeowner's exemption	$162,100 (+10.27%) Land $18,500 Building $143,600	$162,100 (+10.27%) Land $18,500 Building $143,600
2024	$1,156.00 (+51.31%)
2023		$147,000 (+14.4%) Land $18,500 Building $128,500	$147,000 (+14.4%) Land $18,500 Building $128,500
2022	$764.00	$128,500 Land $11,000 Building $117,500	$128,500 Land $11,000 Building $117,500

Flood & Wildfire

515 E Central Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Wells County (18179C), updated September 30, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.