518 E Central Ave, Bluffton, IN 46714 Property Records

Wells County property record for 518 E Central Ave, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,329 sqft · built 1925
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,920 (Mar 2025)
Tax Bill	$349 (2025)
Deeds & Mortgages	May 2013 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-517-010.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-517-010.000-004`
Alternative APNs	`00001539529` `0100817600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,329 sqft
Basement Area	202 sqft
Unfinished Basement	202 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Terrain	High
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001539529
Street Address	518 E CENTRAL AVE
City	BLUFFTON
State	IN
Zip	46714-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON'S ADD LOT 4 (4-M)
Legal Subdivision	WILSONS ADD
Legal Lot Number	4
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1044
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2013	Deed of Trust, Mortgage · Conventional Mortgage IAB FINANCIAL BANK
Mar 31, 2025	Warranty Deed, Transfer · Conventional Mortgage PROFRED FCU
Feb 22, 2022	Warranty Deed, Transfer
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Feb 22, 2022
Deed Document Number	2025956
Record Updated	Sep 20, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	518 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000137/336
Date	May 31, 2013
Book Page	137/336

Lender

Name	IAB FINANCIAL BANK
Type	Non-Lending Institution
Address	MARKLE, IN 46770

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Mar 31, 2025
Property Address	518 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Document Number	0020250956
Map Reference	PB 2 PG 76
Instrument Date	Mar 20, 2025
Instrument	20250956
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 E CENTRAL AVE, BLUFFTON, IN 46714-2613

Mortgage

Document Number	0020250957
Date	Mar 31, 2025
Instrument	20250957

Lender

Name	PROFRED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Feb 22, 2022
Property Address	518 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Document Number	0020220753
Map Reference	PB 2 PG 76
Instrument Date	Feb 21, 2022
Instrument	20220753
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6642 N STATE ROAD 1, OSSIAN, IN 46777-9650

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Oct 6, 2021
Property Address	518 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Document Number	0020214558
Map Reference	PB 2 PG 76
Instrument Date	Oct 4, 2021
Instrument	20214558
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6642 N STATE ROAD 1, OSSIAN, IN 46777-9650
Investor	Possibly a Property Investor

Mortgage

Document Number	0020214559
Date	Oct 6, 2021
Instrument	20214559

Lender

Name	THREE RIVERS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00 (-76.29%)	$81,600 (-28.73%) Land $10,700 Building $70,900	$81,600 (-28.73%) Land $10,700 Building $70,900
2024	$1,472.00 (-12.9%)
2023		$114,500 (+16.36%) Land $18,500 Building $96,000	$114,500 (+16.36%) Land $18,500 Building $96,000
2022	$1,690.00	$98,400 Land $11,000 Building $87,400	$98,400 Land $11,000 Building $87,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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