St. Louis County property record for 5302 Ely Island S, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1,120 sqft · built 2007 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,104 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer Dec 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01416 |
| Primary APN | 270-0020-01416 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Gross Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 103,673 sqft (2.38 acres) |
| Deck Area | 100 sqft |
|---|---|
| Cabin | 184 sqft |
| Sauna | Sauna |
| Total Buildings | 3 Buildings |
| Heating Fuel | Wood |
|---|
| Account Number | 1188184 |
|---|---|
| Street Address | 5302 ELY IS S |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF LOT 1 BEG AT MEANDER COR NO 51 ON THESLY SHORELINE OF ELY ISLAND OF LAKE VERMILIONBEING AN ALUMINUM CAPPED PIPE AT |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 16 |
| Legal Subdivision | BREITUNG TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 93955 LORDS LAKE RD, STURGEON LAKE, MN 55783-3824 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jan 22, 2026 | Transfer on Death Deed, Transfer |
| Dec 17, 2025 | Intrafamily Transfer, Transfer |
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Feb 1, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2006 |
| Transfer Doc | 0001129201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 22, 2026 |
| Property Address | 5302 ELY IS S, TOWER, MN 55790 |
| Document Number | 0001526525 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 1526525 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 93955 LORDS LAKE RD, STURGEON LAKE, MN 55783-3824 |
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 17, 2025 |
| Property Address | 5302 ELY IS S, TOWER, MN 55790 |
| Document Number | 0001524362 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 1524362 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 93955 LORDS LAKE RD, STURGEON LAKE, MN 55783-3824 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 30, 2025 |
| Property Address | 5302 ELY IS S, TOWER, MN 55790 |
| Document Number | 0001519162 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 1519162 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 93955 LORDS LAKE RD, STURGEON LAKE, MN 55783-3824 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 1, 2022 |
| Property Address | 5302 ELY IS S, TOWER, MN 55790 |
| Document Number | 0001436555 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 1436555 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5981 SEVILLE RD, DULUTH, MN 55811-9610 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,104.00 (+7.78%) | ||
| 2025 | $2,880.00 (+3,288.24%) | $313,500 (+25.75%) Land $130,300 Building $183,200 | $313,500 (+25.75%) Land $130,300 Building $183,200 |
| 2024 | $249,300 (+16.77%) Land $113,800 Building $135,500 | $249,300 (+16.77%) Land $113,800 Building $135,500 | |
| 2022 | $85.00 | $213,500 Land $95,100 Building $118,400 | $213,500 Land $95,100 Building $118,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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