St. Louis County property record for 5218 Ely Island S, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,956 sqft · built 1990 |
| Lot Size | 5.66 acres (246,550 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Sep 2012) |
| Tax Bill | $5,292 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01367 |
| Primary APN | 270-0020-01367 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Gross Area |
| 1st Floor Area | 1,956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 246,550 sqft (5.66 acres) |
| Deck Area | 130 sqft |
| Cabin | 128 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 938707 |
|---|---|
| Street Address | 5218 ELY IS S |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF G.L.3 COMM AT SW COR THENCE NALONG W LINE 795 FT THENCE N63DEG27'15"E460 FT TO PT OF BEG THENCE CON'T ON SAMEBEARING |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 15 |
| Legal Subdivision | BREITUNG TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4 BENT TREE LN, SAINT PAUL, MN 55127-6400 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2012 · Amount on Record |
| Deed Sale | Sep 18, 2012 · Amount on Record |
| Deed Document Number | 2012919929 |
| Last Transfer Date | Jul 17, 2013 |
| Transfer Doc | 0000933983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5218 ELY IS S, TOWER, MN 55790 |
| Document Number | 000T993157 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5218 ELY IS S TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 000T993157 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | T993157 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.17% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,292.00 (+6.65%) | ||
| 2025 | $4,962.00 (+14.12%) | $523,500 (+23.76%) Land $173,700 Building $349,800 | $523,500 (+23.76%) Land $173,700 Building $349,800 |
| 2024 | $4,348.00 | $423,000 (+16.34%) Land $150,800 Building $272,200 | $423,000 (+16.34%) Land $150,800 Building $272,200 |
| 2022 | $363,600 Land $125,600 Building $238,000 | $363,600 Land $125,600 Building $238,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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