5262 Ely Island S, Tower, MN 55790 Property Records

St. Louis County property record for 5262 Ely Island S, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 624 sqft
Lot Size	39.2 acres (1,709,730 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Sep 2026)
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-0020-01350`

Property Details

APN / Parcel Number

Primary APN	`270-0020-01350`
Alternative APN	`1011484`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	624 sqft Gross Area
1st Floor Area	624 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Stone
Lot Area	1,709,730 sqft (39.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1011484
Street Address	5262 ELY IS S
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 2 SERIAL #
Legal Range	15W
Legal Township	62N
Legal Section	15
Legal Subdivision	BREITUNG TOWN OF
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	223 HIDDEN BAY DR, 402, OSPREY, FL 34229-8888
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Deed Document Number	20261540308
Prior Transfer Date	Jul 25, 2012
Prior Transfer Doc	0001194790
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 15, 2026
Property Address	5262 ELY IS S, TOWER, MN 55790
Document Number	0001540308
Instrument Date	Aug 13, 2026
Instrument	20261540308
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 HIDDEN BAY DR, 402, OSPREY, FL 34229-8888

Mortgage

Document Number	0001540309,
Date	Sep 15, 2026
Instrument	20261540309

Lender

Name	NORTHVIEW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 14, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,128.00 (+9.48%)
2025	$4,684.00 (+19.49%)	$542,900 (+29.85%) Land $449,100 Building $93,800	$542,900 (+29.85%) Land $449,100 Building $93,800
2024	$3,920.00	$418,100 (+21.54%) Land $361,800 Building $56,300	$418,100 (+21.54%) Land $361,800 Building $56,300
2022		$344,000 Land $294,800 Building $49,200	$344,000 Land $294,800 Building $49,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30