5248 Ely Island S, Tower, MN 55790 Property Records

St. Louis County property record for 5248 Ely Island S, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	5.19 acres (226,076 sqft)
Owner	Individual Name on Record
Tax Bill	$1,344 (2026)
Deeds & Mortgages	May 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`270-0020-01360`

Property Details

APN / Parcel Number

Primary APN	`270-0020-01360`
Alternative APN	`50640`

Exterior

Construction Type	Wood
Lot Area	226,076 sqft (5.19 acres)
Deck Area	100 sqft
Cabin	192 sqft
Storage Building	28 sqft

Location & Zoning

Account Number	50640
Street Address	5248 ELY IS S
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 3 EX 6 AC AT SE CORNER, AND EX 2.43AC AT NE COR & EX 5.00 AC AT NW COR ANDEX A 5.22 AC TRACT ALONG SHORELINE ANDEX A 1.03
Legal Range	15W
Legal Township	62N
Legal Section	15
Legal Subdivision	BREITUNG TOWN OF
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 464, TOWER, MN 55790-0464
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5248 ELY IS S, TOWER, MN 55790
Document Number	000T981861
Instrument Date	May 13, 2016
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9479 SAINT ODILIA BEACH RD TOWER MN 557908229, TOWER, MN 55790-8229

Mortgage

Document Number	000T981861
Date	Feb 7, 2017
Instrument	T981861

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,344.00 (+37.14%)
2025	$980.00 (+9.62%)	$137,800 (+60.23%) Land $128,400 Building $9,400	$137,800 (+60.23%) Land $128,400 Building $9,400
2024	$894.00	$86,000 (+19.28%) Land $83,100 Building $2,900	$86,000 (+19.28%) Land $83,100 Building $2,900
2022		$72,100 Land $69,500 Building $2,600	$72,100 Land $69,500 Building $2,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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