514 Studebaker St, Decatur, IN 46733 Property Records

Adams County property record for 514 Studebaker St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1942
Lot Size	0.242 acres (10,550 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Jul 2018)
Tax Bill	$830 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-03-415-008.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-03-415-008.000-022`
Alternative APNs	`02213000006100` `00973124988`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	720 sqft
Finished Basement	600 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,550 sqft (0.242 acres)
Lot Dimensions	211 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00973124988
Street Address	514 STUDEBAKER ST
City	DECATUR
State	IN
Zip	46733-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACARTHUR PARK LOT 11
Legal Subdivision	MCARTHUR PARK ADDITION
Legal Lot Number	11
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3046
Census Tract	30200

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 STUDEBAKER ST, DECATUR, IN 46733-2282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	20182661
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jul 16, 2018
Property Address	514 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	2018002661
Instrument Date	Jul 11, 2018
Instrument	2018002661
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 STUDEBAKER ST, DECATUR, IN 46733-2282

Mortgage

Document Number	2018002662
Date	Jul 16, 2018
Instrument	2018002662

Lender

Name	RUOFF MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$830.00 (+4.27%) Homeowner's exemption	$103,500 (+17.21%) Land $11,000 Building $92,500	$103,500 (+17.21%) Land $11,000 Building $92,500
2024	$796.00 (+15.53%)
2023	$689.00 (+20.45%)	$88,300 (+4.25%) Land $11,000 Building $77,300	$88,300 (+4.25%) Land $11,000 Building $77,300
2022	$572.00 (+25.44%)	$84,700 Land $11,000 Building $73,700	$84,700 Land $11,000 Building $73,700
2020	$456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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