Charlotte County property record for 530 Spaniards Rd, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,934 sqft · built 2019 |
| Lot Size | 0.577 acres (25,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $753,000 (Feb 2026) |
| Tax Bill | $5,492 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 422002378002 |
| Primary APN | 422002378002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 3,358 sqft |
| 1st Floor Area | 1,934 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,146 sqft (0.577 acres) |
| Garage Type | Attached |
| Garage Area | 1,038 sqft |
| Driveway | Driveway |
| Driveway Area | 1,336 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 386 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00766580007005 |
|---|---|
| Street Address | 530 SPANIARDS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | CAPE HAZE BLK K LT 34 1908/2056 2974/769 3121/1706 4283/1818 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | CAPE HAZE |
| Legal Tract | CHS |
| Legal Block | K |
| Legal Lot Number | 34 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30402 |
Source: Charlotte County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 530 SPANIARDS RD, PLACIDA, FL 33946-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 21, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Feb 21, 2018 · Amount on Record |
| Deed Document Number | 20263617953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 530 SPANIARDS RD, PLACIDA, FL 33946-2202 |
| Document Number | 0003617953 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 3617953 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,271.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 SPANIARDS RD, PLACIDA, FL 33946-2202 |
| Name | Verified Name |
|---|---|
| Address | 530 SPANIARDS RD, PLACIDA, FL 33946-2202 |
| Document Number | 0003617954 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 3617954 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 21, 2018 |
| Property Address | 530 SPANIARDS RD, PLACIDA, FL 33946-2202 |
| Document Number | 0042831818 |
| Book / Page | 004283 / 001818 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 2588450 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 MEADOWLARK LN WYLIE TX 750984746, WYLIE, TX 75098-4746 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,492.00 (-12.3%) Homeowner's exemption | $399,500 (+5.35%) | $704,975 (+24.54%) Land $90,950 Building $614,025 |
| 2024 | $6,262.00 (+0.08%) | ||
| 2023 | $6,257.00 (+1.92%) Homeowner's exemption | $379,223 (+1.63%) | $566,077 (+13.85%) Land $107,000 Building $459,077 |
| 2022 | $6,139.00 Homeowner's exemption | $373,137 | $497,198 Land $80,750 Building $416,448 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 677 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured incl. 769 condo units |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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