Charlotte County property record for 490 Spaniards Rd, Placida, FL 33946 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,090 sqft Living Area |
| Lot Size | 28,604 sqft (0.656 acres) |
| Pool | 510 sqft |
| Last Sale | $555,000 (2021) |
| Tax Bill | $10,486.00 (2025) |
| Primary APN | 42-20-02-306-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 3,835 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Covered Flooring |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 28,604 sqft (0.656 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 510 sqft Pool |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 10004715788 |
|---|---|
| Street Address | 490 SPANIARDS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHS 000 000K 0030 CAPE HAZE BLK K LT 30 3969/743 4345/213 E4427/1029 4715/1251 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | CAPE HAZE |
| Legal Block | K |
| Legal Lot Number | 30 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 42-20-02-306-012
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | N10125 HENN RD, CLINTONVILLE, WI 54929-9598 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 02, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage SYNOVUS BANK |
| Jan 31, 2020 | Loan Modification, Mortgage SYNOVUS BK |
| Aug 06, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Aug 06, 2018 · Amount on Record |
| Deed Doc Number | 2908637 |
| Deed Book / Page | 4715 / 1251 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 25, 2021 |
| Property Address | 490 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Document Number | 0047151251 |
| Book / Page | 4715 / 1251 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2908637 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,885.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 WINDWARD CT, 12, PLACIDA, FL 33946-2337 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | M10125 HENN ROAD, CLINTONVILLE, WI 54929 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 490 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044221124 |
|---|---|
| Date | Apr 02, 2019 |
| Book Page | 4422/1124 |
| Instrument | 2696998 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | VENICE, FL 34292 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Feb 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 490 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Document Number | 0045371148 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 490 SPANIARDS RD PLACIDA FL 339462210, PLACIDA, FL 33946-2210 |
| Document Number | 0045371148 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 004537/001148 |
| Instrument | 2784959 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 09, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 06, 2018 |
| Property Address | 490 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Document Number | 0043450213 |
| Book / Page | 004345 / 000213 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 2635358 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 WINDWARD CT PLACIDA FL 339462337, PLACIDA, FL 33946-2337 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,486.00 (-1.22%) | $686,107 (+16.72%) | $661,118 (+4.04%) Land $107,000 Building $554,118 |
| 2023 | $10,616.00 (+22.46%) | $587,798 (+19.89%) | $635,440 (+29.61%) Land $107,000 Building $528,440 |
| 2022 | $8,669.00 | $490,266 Land $80,750 Building $409,516 | $490,266 Land $80,750 Building $409,516 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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