Charlotte County property record for 475 Spaniards Rd, Placida, FL 33946 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,527 sqft · built 1993 |
| Lot Size | 0.559 acres (24,367 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,047 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 42-20-02-327-002 |
| Primary APN | 42-20-02-327-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 3,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 24,367 sqft (0.559 acres) |
| Garage Type | Finished |
| Garage Area | 550 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Porch |
| Porch Area | 439 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004715802 |
|---|---|
| Old Parcel Number | 00767450000000 |
| Street Address | 475 SPANIARDS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHB 000 000R 0006 CAPE HAZE RE SUB BLK R LOT 6 1136/691 1136/1742 1439/365 1849/814 DC2163/1314-BS 2342/1170 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | CAPE HAZE |
| Legal Block | R |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 42-20-02-327-002
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 SPANIARDS RD, PLACIDA, FL 33946-2265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2003 |
| Deed Sale | Nov 10, 2003 |
| Prior Sale | Nov 10, 2003 · Amount on Record |
| Deed Document Number | 0234201174 |
| Deed Book / Page | 01849 / 00814 |
| Record Updated | Jun 08, 2026 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,047.00 (+1.92%) Homeowner's exemption | $370,375 (+5.99%) | $543,175 (-2.45%) Land $175,000 Building $368,175 |
| 2023 | $349,453 (+3%) | $556,831 (+17.45%) Land $170,000 Building $386,831 | |
| 2022 | $4,952.00 Homeowner's exemption | $339,275 | $474,091 Land $119,000 Building $355,091 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 677 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured (769 under condo master policies) 241 of 677 individual policies on primary residences |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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