Charlotte County property record for 480 Spaniards Rd, Placida, FL 33946 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,208 sqft Living Area |
| Lot Size | 27,227 sqft (0.625 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (2015) |
| Tax Bill | $5,474.00 (2024) |
| Primary APN | 422002306003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 2,775 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 27,227 sqft (0.625 acres) |
| Pool Area | 276 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Deck Area | Deck Area |
| Patio Area | 509 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00766580018005 |
|---|---|
| Street Address | 480 SPANIARDS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAPE HAZE BLK K LT 29 2330/835 2951/589 CD3969/741 3982/232 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | CAPE HAZE |
| Legal Tract | CHS |
| Legal Block | K |
| Legal Lot Number | 29 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 422002306003
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2015 · Amount on Record |
| Deed Sale | Jun 11, 2015 · Amount on Record |
| Prior Sale | May 05, 2015 · Amount on Record |
| Deed Doc Number | 20152359163 |
| Deed Book / Page | 3982 / 232 |
| Prior Transfer Date | Apr 13, 2006 |
| Prior Transfer Doc | 0029510589 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 480 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0047790348 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 4779/348 |
| Instrument | 2954152 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 480 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0049401639 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 4940/1639 |
| Instrument | 3069180 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 480 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Document Number | 0045320171 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 480 SPANIARDS RD PLACIDA FL 339462210, PLACIDA, FL 33946-2210 |
| Document Number | 0045320171 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 004532/000171 |
| Instrument | 2780792 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 480 SPANIARDS RD, PLACIDA, FL 33946-2210 |
| Document Number | 0043890624 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 480 SPANIARDS RD PLACIDA FL 339462210, PLACIDA, FL 33946-2210 |
| Document Number | 0043890624 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 004389/000624 |
| Instrument | 2669965 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,671.00 (-14.67%) Homeowner's exemption | $345,774 (+5.99%) | $455,070 (-6.04%) Land $90,950 Building $364,120 |
| 2024 | $5,474.00 (+0.11%) | ||
| 2023 | $5,468.00 (+4.73%) Homeowner's exemption | $326,242 (+4.34%) | $484,345 (+14.12%) Land $107,000 Building $377,345 |
| 2022 | $5,221.00 Homeowner's exemption | $312,660 | $424,434 Land $80,750 Building $343,684 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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