Washington County property record for 49 E Water St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,128 sqft · built 1905 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jun 2018) |
| Tax Bill | $3,018 (2026) |
| Deeds & Mortgages | Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-017235 |
| Primary APN | 07-017235 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,128 sqft Total Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Porch | Slab |
| Porch Area | 652 sqft |
| Stable | 560 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 017235 |
|---|---|
| Street Address | 49 E WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 1.35 AC 49 E WATER ST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11301 |
49 E Water St is owned and occupied by an individual who bought it in June 2018.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Deed Book / Page | 5780 / 88 |
| Prior Transfer Date | Jun 14, 2018 |
| Prior Transfer Doc | 0057800088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 26, 2018 |
| Property Address | 49 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Document Number | 0057800088 |
| Book / Page | 005780 / 000088 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | LINCOLN TITLE AND SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 E WATER ST SMITHSBURG MD 217831605, SMITHSBURG, MD 21783-1605 |
The 2026 property tax bill for 49 E Water St was $3,018 with a homeowner's exemption, up 5.1% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,018.00 (+5.12%) Homeowner's exemption | $305,933 (+5.87%) | $322,900 (-) Land $77,600 Building $245,300 |
| 2025 | $2,871.00 (+5.13%) Homeowner's exemption | $288,967 | $322,900 Land $77,600 Building $245,300 |
| 2024 | $2,731.00 (+4.64%) | ||
| 2023 | $2,610.00 Homeowner's exemption | $257,000 | $272,000 Land $77,600 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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