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5290 Mill Stream Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5290 Mill Stream Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage3,267 sqft Heated Area
Lot Size28,924 sqft (0.664 acres)
OccupancyOwner Occupied
Last Sale$625,000 (2021)
Tax Bill$8,495.00 (2025)

Property Details

APN / Parcel Number

Primary APN90642
Alternative APN
  • 092531415600010110

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,267 sqft Heated Area
Gross Area4,405 sqft Gross Area
1st Floor2,607 sqft 1st Floor
Upper Floors660 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area28,924 sqft (0.664 acres)
Depth X Width226 ft x 103 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area585 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
Deck Area531 sqft Deck
Patio Area600 sqft Patio
Porch1 Porch
Porch Area943 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number90642
Street Address5290 MILL STREAM DR
CitySAINT CLOUD
StateFL
Zip34771-8709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL STREAM ESTATES PB 6 PG 95-97 LOT 11
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionMILL STREAM ESTATES
Legal Tract4156
Legal Block1
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 90642

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5579 JACK BRACK RD, SAINT CLOUD, FL 34771-7727
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Special Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 14, 2021Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY, ATTORNEY
Jun 18, 2018Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleJan 14, 2021 · Amount on Record
Deed Doc Number2021062867
Deed Book / Page5943 / 2401
Record RefreshedJun 08, 2026

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 26, 2021
Property Address5290 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0059432401
Book / Page5943 / 2401
Map ReferenceMB 6 PG 95-97
Instrument DateApr 19, 2021
Instrument2021062867
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyEQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5214 LINCOLN ROAD EXT, HATTIESBURG, MS 39402-8072

Transferred To (Grantee/Buyer)

NameVerified Name
Address5290 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

Mortgage

Document Number0059432402
DateApr 26, 2021
Instrument5943/2402
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

January 2021: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionOSCEOLA FL
Recording DateJan 14, 2021
Property Address5290 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0058702725
Book / Page5870 / 2725
Map ReferenceMB 6 PG 95-97
Instrument DateDec 29, 2020
Instrument2021006432
Transaction TypeForeclosure
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,335.80
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address5794 WESTSHORE DR, NEW PORT RICHEY, FL 34652-3037

Transferred To (Grantee/Buyer)

NameVerified Name
Address5214 LINCOLN ROAD EXT, HATTIESBURG, MS 39402-8072

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2018
Property Address5290 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0053520304
Book / Page5352 / 0304
Map ReferenceMB6 PG95-97
Instrument DateJun 15, 2018
Instrument2018093642
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,165.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5229 LAKE HINDEN CV, 5229, SAINT CLOUD, FL 34771-8703

Transferred To (Grantee/Buyer)

NameVerified Name
Address5290 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

Mortgage

Document Number2018093643
DateJun 18, 2018
Instrument2018093643
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term303 Months
DueSep 01, 2043

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,495.00 (+6.19%) Homeowner's exemption$602,598 (+5.99%)$789,000 (+26.89%) Land $145,000 Building $644,000
2023$8,000.00 (+3.49%) Homeowner's exemption$568,560 (+3%)$621,800 (+12.64%) Land $135,000 Building $486,800
2022$7,730.00 Homeowner's exemption$552,000 Land $135,000 Building $417,000$552,000 Land $135,000 Building $417,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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