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5277 Mill Stream Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5277 Mill Stream Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,566 sqft Heated Area
Lot Size25,221 sqft (0.578 acres)
OccupancyOwner Occupied
Last Sale$590,000 (2025)
Tax Bill$8,159.00 (2025)

Property Details

APN / Parcel Number

Primary APN90691
Alternative APN
  • 092531415600010600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,566 sqft Heated Area
Gross Area3,622 sqft Gross Area
1st Floor2,566 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,221 sqft (0.578 acres)
Depth X Width184 ft x 138 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area506 sqft Garage

Exterior Amenities

Pool Area338 sqft Pool
Deck Area398 sqft Deck
PorchOpen Porch
Porch Area550 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number90691
Street Address5277 MILL STREAM DR
CitySAINT CLOUD
StateFL
Zip34771-8711
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL STREAM ESTATES PB 6 PG 95-97 LOT 60
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionMILL STREAM ESTATES
Legal Tract4156
Legal Block1
Legal Lot Number60
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 90691

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5277 MILL STREAM DR, SAINT CLOUD, FL 34771-8711
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 02, 2025Warranty Deed, Transfer · Conventional Mortgage
PRIME LENDING INC
Jan 31, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 24, 2019Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2025 · Amount on Record
Deed SaleMay 02, 2025 · Amount on Record
Prior SaleSep 24, 2019 · Amount on Record
Deed Doc Number2025055670
Deed Book / Page6781 / 1432
Record RefreshedJun 08, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2025
Property Address5277 MILL STREAM DR, SAINT CLOUD, FL 34771-8711
Document Number0067811432
Book / Page6781 / 1432
Map ReferenceMB 6 PG 95
Instrument DateApr 30, 2025
Instrument2025055670
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3010 YOUNGFORD ST, ORLANDO, FL 32824-4254

Transferred To (Grantee/Buyer)

NameVerified Name
Address5277 MILL STREAM DR, SAINT CLOUD, FL 34771-8711

Mortgage

Document Number0067811434
DateMay 02, 2025
Instrument6781/1434
Lender
NamePRIME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2045

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5277 MILL STREAM DR, SAINT CLOUD, FL 34771-8711
Document Number0056710191
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5277 MILL STREAM DR ST CLOUD FL 347718711, ST CLOUD, FL 34771-8711

Mortgage

Document Number0056710191
DateFeb 07, 2020
Book Page005671/000191
Instrument19500
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050
Interest
Rate TypeAdjustable Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 24, 2019
Property Address5277 MILL STREAM DR, SAINT CLOUD, FL 34771-8711
Document Number0055942017
Book / Page005594 / 002017
Instrument DateSep 20, 2019
Instrument123551
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$2,625.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5277 MILL STREAM DR ST CLOUD FL 347718711, ST CLOUD, FL 34771-8711

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,159.00 (+148.14%)$537,500 (+132.54%) Land $80,000 Building $457,500$537,500 (+29.3%) Land $80,000 Building $457,500
2023$3,288.00 (+4.35%) Homeowner's exemption$231,140 (+3%)$415,700 (+13.73%) Land $70,000 Building $345,700
2022$3,151.00 Homeowner's exemption$224,408$365,500 Land $70,000 Building $295,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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