Osceola County property record for 5297 Mill Stream Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 3,107 sqft Heated Area |
| Lot Size | 24,437 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $806,900 (2025) |
| Tax Bill | $4,626.00 (2025) |
| Primary APN | 90678 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,107 sqft Heated Area |
| Gross Area | 4,575 sqft Gross Area |
| 1st Floor | 1,997 sqft 1st Floor |
| Upper Floors | 1,110 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,437 sqft (0.56 acres) |
| Depth X Width | 171 ft x 128 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 840 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Pool Area | 28 sqft Pool |
| Deck Area | 642 sqft Deck |
| Porch | Open Porch |
| Porch Area | 628 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 90678 |
|---|---|
| Street Address | 5297 MILL STREAM DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8712 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL STREAM ESTATES PB 6 PG 95-97 LOT 47 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | MILL STREAM ESTATES |
| Legal Tract | 4156 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 43700 |
Source: Osceola County records · APN 90678
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5297 MILL STREAM DR, SAINT CLOUD, FL 34771-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Jun 19, 2025 | Warranty Deed, Transfer UNKNOWN, CITRUS CLOSING GROUP INC |
| Nov 30, 2018 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2025 · Amount on Record |
| Deed Sale | Jun 19, 2025 · Amount on Record |
| Prior Sale | Feb 01, 2016 · Amount on Record |
| Deed Doc Number | 2025077038 |
| Deed Book / Page | 6806 / 1680 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5297 MILL STREAM DR, SAINT CLOUD, FL 34771-8712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5297 MILL STREAM DR, SAINT CLOUD, FL 34771-8712 |
| Document Number | 0058922229 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 5892/2229 |
| Instrument | 2021022815 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 19, 2025 |
| Property Address | 5297 MILL STREAM DR, SAINT CLOUD, FL 34771-8712 |
| Document Number | 0068061680 |
| Book / Page | 6806 / 1680 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2025077038 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CITRUS CLOSING GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,648.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5297 MILL STREAM DR, SAINT CLOUD, FL 34771-8712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5297 MILL STREAM DR, SAINT CLOUD, FL 34771-8712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | A CLEAR CHOICE TITLE & ESCRO |
| Name | Verified Name |
|---|
| Document Number | 0054410054 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 5441/0054 |
| Instrument | 2018175804 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 30, 2023 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,626.00 (+7.06%) Homeowner's exemption | $323,328 (+5.99%) | $658,200 (+30.26%) Land $80,000 Building $578,200 |
| 2023 | $4,321.00 (+4.02%) Homeowner's exemption | $305,065 (+3%) | $505,300 (+14.19%) Land $70,000 Building $435,300 |
| 2022 | $4,154.00 Homeowner's exemption | $296,180 | $442,500 Land $70,000 Building $372,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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