1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Mill Stream Dr

5286 Mill Stream Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5286 Mill Stream Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1991
Square Footage2,739 sqft Living Area
Lot Size31,101 sqft (0.714 acres)
GarageAttached, 598 sqft
OccupancyOwner Occupied
Tax Bill$4,627.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-25-31-4156-0001-0100
Alternative APNs
  • 253109415600010100
  • 90641

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,739 sqft Living Area
Gross Area3,700 sqft Gross Area
1st Floor2,739 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area31,101 sqft (0.714 acres)
Depth X Width225 ft x 102 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area598 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area512 sqft Pool
Shed1 Shed
Shed Area36 sqft Shed
Deck Area748 sqft Deck
Patio Area900 sqft Patio
Porch Area363 sqft Porch
Boat AccessBoat Access
Boat House240 sqft Boat House

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5286 MILL STREAM DR
CitySAINT CLOUD
StateFL
Zip34771-8709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL STREAM ESTATES PB 6 PG 95-97 LOT 10
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionMILL STREAM ESTATES
Legal Tract4156
Legal Block100
Legal Lot Number10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 09-25-31-4156-0001-0100

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2022Correction Deed
ATTORNEY ONLY, ATTORNEY
Mar 25, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 01, 2017Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN MTG ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 04, 2022
Transfer Doc0061440664
Record RefreshedSep 20, 2026

February 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateFeb 04, 2022
Property Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0061440664
Book / Page6144 / 664
Map ReferenceMB 6 PG 95-97
Instrument DateFeb 04, 2022
Instrument2022019561
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 25, 2021
Property Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0059202124
Book / Page5920 / 2124
Map ReferenceMB 6 PG 95-97
Instrument DateMar 25, 2021
Instrument2021045008
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 30, 2020
Property Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0058410763
Book / Page005841 / 000763
Instrument DateNov 30, 2020
Instrument162163
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 MILL STREAM DR ST CLOUD FL 347718709, ST CLOUD, FL 34771-8709

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5286 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number0051200038
Book / Page005120 / 000038
Instrument DateMar 01, 2017
Transaction TypeMortgage
Record UpdatedApr 12, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 MILL STREAM DR ST CLOUD FL 347718709, ST CLOUD, FL 34771-8709

Mortgage

Document Number0051200038
DateMar 22, 2017
Book Page005120/000038
Instrument43309
Lender
NameJP MORGAN MTG ACQUISITION
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,849.00 (+4.8%) Homeowner's exemption$339,432 (+5.99%)$658,500 (+25.62%) Land $145,000 Building $513,500
2024$4,627.00 (+2.07%)
2023$4,533.00 (+3.94%) Homeowner's exemption$320,259 (+3%)$524,200 (+11.51%) Land $135,000 Building $389,200
2022$4,361.00 Homeowner's exemption$310,932$470,100 Land $135,000 Building $335,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mill Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures