529 Arbor Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 529 Arbor Ln, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individuals on Record
Last Sale	$139,900 (Feb 2018)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-1-02.0-2-001-128.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-2-001-128.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	216 sqft

Location & Zoning

Street Address	529 ARBOR LN
City	SAINT CLAIR
State	MO
Zip	63077-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:22 BLOCK U LAKE ST CLAIR APT-X
Legal Range	1W
Legal Township	41N
Legal Section	02
Legal Subdivision	LAKE ST CLAIR
Legal Block	U
Legal Lot Number	22
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2045
Census Tract	800901

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	529 ARBOR LN, SAINT CLAIR, MO 63077-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20181536
Last Transfer Date	May 17, 2024
Transfer Doc	0002405610
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 6, 2018
Property Address	529 ARBOR LN, SAINT CLAIR, MO 63077-2003
Document Number	0000001536
Instrument Date	Feb 6, 2018
Instrument	1536
Transaction Type	Transfer
Record Updated	Feb 9, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	529 ARBOR LN ST CLAIR MO 630772003, ST CLAIR, MO 63077-2003

Mortgage

Document Number	1537
Date	Feb 6, 2018
Instrument	1537

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+4.4%)	$30,129 (+15.57%)	$158,570 (+15.57%) Land $22,620 Building $135,950
2023	$1,523.00 (+3.68%)	$26,070	$137,210 Land $22,620 Building $114,590
2022	$1,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Bays-ET Highspeed, Spectrum.

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