Franklin County property record for 504 Arbor Ln, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,326 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $159,900 (2016) |
| Tax Bill | $2,225.00 (2025) |
| Primary APN | 29-1-02.0-2-001-145.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,326 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | A-Frame Style |
| Construction Type | Frame Construction |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 144 sqft Patio |
| Street Address | 504 ARBOR LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:33&34 BLOCK T LAKE ST CLAIR APT-X |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 02 |
| Legal Quarter | NW |
| Legal Subdivision | LAKE ST CLAIR |
| Legal Block | T |
| Legal Lot Number | 33,34 34 |
| Jurisdiction | FRANKLIN MO |
| Minor Civil Division | CENTRAL |
| Census Blockgroup | 2 |
| Census Block | 2047 |
| Census Tract | 800901 |
Source: Franklin County records · APN 29-1-02.0-2-001-145.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 ARBOR LN, SAINT CLAIR, MO 63077-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage HUD |
| Nov 29, 2022 | Deed of Trust, Mortgage HUD |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage HUD |
| Sep 01, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on Record |
| Deed Sale | Sep 19, 2016 · Amount on Record |
| Deed Doc Number | 1614068 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 504 ARBOR LN, SAINT CLAIR, MO 63077-2002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002401901 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2401901 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 504 ARBOR LN, SAINT CLAIR, MO 63077-2002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002217895 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2217895 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 504 ARBOR LN, SAINT CLAIR, MO 63077-2002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002115046 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2115046 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 504 ARBOR LN, SAINT CLAIR, MO 63077-2002 |
| Document Number | 0000012575 |
| Instrument Date | Sep 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 504 ARBOR LN ST CLAIR MO 630772002, ST CLAIR, MO 63077-2002 |
| Document Number | 0000012575 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 12575 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Rate | 4.37% |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,225.00 (+22.05%) | $35,173 (+12.7%) | $185,120 (+12.7%) Land $32,700 Building $152,420 |
| 2023 | $1,823.00 (-2.25%) | $31,209 | $164,260 Land $32,700 Building $131,560 |
| 2022 | $1,865.00 |
504 Arbor Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 22nd in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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