Franklin County property record for 521 Arbor Ln, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1967 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Apr 2010) |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-02.0-2-001-130.000 |
| Primary APN | 29-1-02.0-2-001-130.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Street Address | 521 ARBOR LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:20 BLOCK U LAKE ST CLAIR APT-X |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 02 |
| Legal Quarter | NW |
| Legal Subdivision | LAKE ST CLAIR |
| Legal Block | U |
| Legal Lot Number | 20 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 800901 |
Source: Franklin County records · APN 29-1-02.0-2-001-130.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 ARBOR LN, SAINT CLAIR, MO 63077-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Sep 18, 2023 | Beneficiary Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2010 · Amount on Record |
| Deed Sale | Apr 05, 2010 · Amount on Record |
| Prior Sale | May 02, 2008 |
| Deed Document Number | 1005064 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 521 ARBOR LN, SAINT CLAIR, MO 63077-2003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002115855 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2115855 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 18, 2023 |
| Property Address | 521 ARBOR LN, SAINT CLAIR, MO 63077-2003 |
| Document Number | 0002311067 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2311067 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 ARBOR LN, SAINT CLAIR, MO 63077-2003 |
| Name | Verified Name |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,398.00 (+16.89%) | $22,103 (+7.91%) | $116,330 (+7.91%) Land $22,620 Building $93,710 |
| 2023 | $1,196.00 (+13.26%) | $20,482 | $107,800 Land $22,620 Building $85,180 |
| 2022 | $1,056.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Jun 1985, river or lake flooding |
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Bays-ET Highspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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