540 Arbor Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 540 Arbor Ln, Saint Clair, MO 63077 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2004
Square Footage	936 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$117,000 (2009)
Tax Bill	$1,877.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-2-001-154.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	936 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2004
Architectural Style	Split Foyer Style
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	540 ARBOR LN
City	SAINT CLAIR
State	MO
Zip	63077-2002
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT:25 BLOCK T LAKE ST CLAIR APT-X
Legal Range	01W
Legal Township	41
Legal Section	02
Legal Quarter	NW
Legal Subdivision	LAKE ST CLAIR
Legal Block	T
Legal Lot Number	25
Jurisdiction	FRANKLIN MO
Minor Civil Division	CENTRAL
Census Blockgroup	2
Census Block	2047
Census Tract	800901

Owner

Source: Franklin County records · APN 29-1-02.0-2-001-154.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	540 ARBOR LN, SAINT CLAIR, MO 63077-2002
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2009 · Amount on Record
Deed Sale	Apr 23, 2009 · Amount on Record
Prior Sale	Jul 11, 2007
Deed Doc Number	0908181
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	540 ARBOR LN, SAINT CLAIR, MO 63077-2002
Document Number	0000022378
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 08, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ARBOR LN ST CLAIR MO 630772002, ST CLAIR, MO 63077-2002

Mortgage

Document Number	0000022378
Date	Dec 22, 2020
Instrument	22378

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2040

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 (+44.05%)	$29,663 (+32.99%)	$156,120 (+32.99%) Land $21,820 Building $134,300
2023	$1,303.00 (-6.53%)	$22,304	$117,390 Land $21,820 Building $95,570
2022	$1,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.