529 13th St, Elko, NV 89801 Property Records

Elko County property record for 529 13th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1929
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2021)
Tax Bill	$1,706 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-251-006`

Property Details

APN / Parcel Number

Primary APN	`001-251-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,745 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,745 sqft
Basement Area	1,261 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	529 13TH ST
City	ELKO
State	NV
Zip	89801-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SMITHS ADDITION FILE 43255 LOTS 3-5 BLK 2
Legal Subdivision	SMITHS ADDITION
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2010
Census Tract	950800

Owner

529 13th St is owned and occupied by an individual who bought it in April 2021.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	529 13TH ST, ELKO, NV 89801-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 28, 2020	Grant Deed, Transfer · Conventional with PMI WADE R & JULIE WRIGHT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	2021785281
Record Updated	Oct 29, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 8, 2021
Property Address	529 13TH ST, ELKO, NV 89801-3406
Document Number	0000785281
Instrument Date	Sep 26, 2020
Instrument	785281
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 13TH ST, SEAL BEACH, CA 90740-6530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 13TH ST, ELKO, NV 89801-3406

Mortgage

Document Number	0000785282
Date	Apr 8, 2021
Instrument	785282

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	May 28, 2020
Property Address	529 13TH ST, ELKO, NV 89801-3406
Document Number	0000769034
Instrument Date	May 27, 2020
Instrument	769034
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 E 5TH ST #1200 SHERIDAN WY 828013658, 1200, SHERIDAN, WY 82801-3658

Mortgage

Document Number	769035
Date	May 28, 2020
Instrument	769035

Lender

Name	WADE R & JULIE WRIGHT
Address	944 LOCOMOTIVE WAY, SPARKS, NV 89434-5810
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 529 13th St was $1,706, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,706.00 (+5.44%)	$52,764 (-0.08%) Land $19,950 Building $32,814	$150,754 (-0.08%) Land $57,000 Building $93,754
2025	$1,618.00	$52,807 Land $19,950 Building $32,857	$150,877 Land $57,000 Building $93,877
2023	$1,343.00 (+8.05%)	$39,157 (+14.68%) Land $9,188 Building $29,969	$111,877 (+14.68%) Land $26,251 Building $85,626
2022	$1,243.00	$34,146 Land $9,188 Building $24,958	$97,560 Land $26,251 Building $71,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 529 13th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 13th St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 71% of Nevada
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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