Elko County property record for 591 13th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,242 sqft · built 1940 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,074 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-251-002 |
| Primary APN | 001-251-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,242 sqft Living Area |
| Gross Area | 4,242 sqft |
| 1st Floor Area | 2,121 sqft |
| Basement Area | 2,121 sqft |
| Finished Basement | 1,121 sqft |
| Unfinished Basement | 1,000 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 591 13TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SMITHS ADDITION FILE 43255 AND THE NELY 12.5 OF |
| Legal Subdivision | SMITHS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950800 |
591 13th St is held in a trust since May 2009.
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 591 13TH ST, ELKO, NV 89801-3406 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 1, 2009 |
| Transfer Doc | 0000612245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 591 13TH ST, ELKO, NV 89801-3406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000751177 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 751177 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 591 13th St was $2,074, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,074.00 (+3.03%) | $75,783 (-0.2%) Land $22,050 Building $53,733 | $216,523 (-0.2%) Land $63,000 Building $153,523 |
| 2025 | $2,013.00 | $75,937 Land $22,050 Building $53,887 | $216,963 Land $63,000 Building $153,963 |
| 2023 | $1,778.00 (+6.02%) | $57,924 (+19.11%) Land $8,750 Building $49,174 | $165,497 (+19.11%) Land $25,000 Building $140,497 |
| 2022 | $1,677.00 | $48,630 Land $8,750 Building $39,880 | $138,943 Land $25,000 Building $113,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 591 13th St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 591 13th St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures