Elko County property record for 520 13th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,029 sqft · built 1959 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2026) |
| Tax Bill | $1,338 (2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-252-007 |
| Primary APN | 001-252-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 3,470 sqft |
| 1st Floor Area | 1,835 sqft |
| Basement Area | 1,175 sqft |
| Finished Basement | 194 sqft |
| Unfinished Basement | 981 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 520 13TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SMITHS ADDITION FILE 43255 |
| Legal Subdivision | SMITHS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 28-30 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950800 |
520 13th St is owned and occupied by an individual who bought it in August 2026.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 13TH ST, ELKO, NV 89801-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Deed Document Number | 2026868218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 7, 2026 |
| Property Address | 520 13TH ST, ELKO, NV 89801-3407 |
| Document Number | 0000868218 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026868218 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $149,682.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 13TH ST, ELKO, NV 89801-3407 |
The 2026 property tax bill for 520 13th St was $1,338, up 3.1% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,338.00 (+3.08%) | $57,647 (-0.02%) Land $19,950 Building $37,697 | $164,706 (-0.02%) Land $57,000 Building $107,706 |
| 2025 | $1,298.00 Veteran's exemption | $57,661 Land $19,950 Building $37,711 | $164,746 Land $57,000 Building $107,746 |
| 2023 | $1,138.00 (+2.43%) | $41,312 (+16.42%) Land $6,930 Building $34,382 | $118,034 (+16.42%) Land $19,800 Building $98,234 |
| 2022 | $1,111.00 | $35,484 Land $6,930 Building $28,554 | $101,383 Land $19,800 Building $81,583 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 520 13th St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 13th St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
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