Elko County property record for 588 13th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,556 sqft · built 1938 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jun 2020) |
| Tax Bill | $1,219 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-252-001 |
| Primary APN | 001-252-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 2,647 sqft |
| Basement Area | 899 sqft |
| Year Built | Built 1938 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Area | 192 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 588 13TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SMITH'S ADDITION FILE 43255 LOTS 17 & 18 BLK 3 |
| Legal Subdivision | SMITHS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 17,18 18 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950800 |
Source: Elko County records · APN 001-252-001
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 588 13TH ST, ELKO, NV 89801-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 29, 2020 | Bargain and Sale Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| May 24, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | May 24, 2018 · Amount on Record |
| Deed Document Number | 770381 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 588 13TH ST, ELKO, NV 89801-3407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000785437 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 785437 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 29, 2020 |
| Property Address | 588 13TH ST, ELKO, NV 89801-3407 |
| Document Number | 0000770381 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 770381 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,384.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 588 13TH ST, 588, ELKO, NV 89801-3407 |
| Name | Verified Name |
|---|---|
| Address | 588 13TH ST, ELKO, NV 89801-3407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000770382 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 770382 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 24, 2018 |
| Property Address | 588 13TH ST, ELKO, NV 89801-3407 |
| Document Number | 0000741174 |
| Instrument Date | May 18, 2018 |
| Instrument | 741174 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 588 13TH ST, ELKO, NV 89801-3407 |
| Document Number | 0000741175 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 741175 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,219.00 (+12.97%) | $45,214 (+32.82%) Land $15,050 Building $30,164 | $129,183 (+32.82%) Land $43,000 Building $86,183 |
| 2023 | $1,079.00 (+3.06%) | $34,042 (+14.46%) Land $6,615 Building $27,427 | $97,263 (+14.46%) Land $18,900 Building $78,363 |
| 2022 | $1,047.00 | $29,742 Land $6,615 Building $23,127 | $84,977 Land $18,900 Building $66,077 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: JAB Wireless.
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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