5286 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5286 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,238 sqft · built 2001
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$14,900 (Jul 2000)
Tax Bill	$1,770 (2024)
Deeds & Mortgages	May 2023 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00C00-0160`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00C00-0160`
Alternative APN	`N29213256900C000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	2,238 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	223 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	460 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5286 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE PHASE TWO LOT 16 BLK C AS DES IN OR 4395 PG 652
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	C
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1029
Census Tract	10506

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5286 MORGAN RIDGE DR, MILTON, FL 32570-8572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2000 · Amount on Record
Deed Sale	Jul 19, 2000 · Amount on Record
Deed Book / Page	1838 / 974
Last Transfer Date	Apr 13, 2023
Transfer Doc	0043950652
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	May 16, 2023
Property Address	5286 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number	0043950652
Book / Page	4395 / 652
Map Reference	MB G PG 8
Instrument Date	Apr 13, 2023
Instrument	202321359
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4685 THROUGH DRIVE, MILTON, FL 32583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5286 MORGAN RIDGE DR, MILTON, FL 32570-8572

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5286 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number	0040241118
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	THOROUGHBRED DR MILTON FL 32583, MILTON, FL 32583

Mortgage

Document Number	0040241118
Date	Nov 3, 2020
Book Page	004024/001118
Instrument	58181

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 2, 2045

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,463 (+2.9%)	$278,659 (+6.38%) Land $43,000 Building $235,659
2024	$1,770.00 (+2.02%) Homeowner's exemption	$179,264 (+3%)	$261,954 (+1.05%) Land $31,000 Building $230,954
2023	$1,735.00 (+2.48%) Homeowner's exemption	$174,043 (+3%)	$259,226 (+0.11%) Land $31,000 Building $228,226
2022	$1,693.00 Homeowner's exemption	$168,974	$258,935 Land $31,000 Building $227,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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