5273 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5273 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$171,000 (Aug 2015)
Tax Bill	$1,409 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00A00-0180`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00A00-0180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Heated Area
Gross Area	2,700 sqft
1st Floor Area	2,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	132N29256900A000180
Street Address	5273 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 18 BLK A AS DES IN OR 3454 PG 1699
Legal Range	29W
Legal Township	02N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	A
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5273 MORGAN RIDGE DR, MILTON, FL 32570-8573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 19, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2015 · Amount on Record
Deed Sale	Aug 20, 2015 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	201531085
Deed Book / Page	3454 / 1699
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5273 MORGAN RIDGE DR, MILTON, FL 32570-8573
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5273 MORGAN RIDGE DR, MILTON, FL 32570-8573

Mortgage

Document Number	0043361454
Date	Oct 18, 2022
Book Page	4336/1454
Instrument	202259177

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5273 MORGAN RIDGE DR, MILTON, FL 32570-8573
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5273 MORGAN RIDGE DR, MILTON, FL 32570-8573

Mortgage

Document Number	0041960748
Date	Oct 20, 2021
Book Page	4196/748
Instrument	202170353

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5273 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0038541000
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5273 MORGAN RIDGE DR MILTON FL 325708573, MILTON, FL 32570-8573

Mortgage

Document Number	0038541000
Date	Jul 30, 2019
Book Page	003854/001000
Instrument	32883

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,409.00 (+2.18%) Homeowner's exemption	$152,409 (+3%)	$216,812 (+0.96%) Land $31,000 Building $185,812
2023	$1,379.00 (+2.68%) Homeowner's exemption	$147,970 (+3%)	$214,740 (+0.91%) Land $31,000 Building $183,740
2022	$1,343.00 Homeowner's exemption	$143,660	$212,803 Land $31,000 Building $181,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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