Santa Rosa County property record for 5277 Morgan Ridge Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,661 sqft · built 1995 |
| Lot Size | 0.626 acres (27,269 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $1,084 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2N-29-2569-00A00-0190 |
| Primary APN | 13-2N-29-2569-00A00-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,661 sqft Heated Area |
| Gross Area | 2,459 sqft |
| 1st Floor Area | 2,081 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 27,269 sqft (0.626 acres) |
| Lot Dimensions | 2,730 ft deep x 1,000 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 138 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 132N29256900A000190 |
|---|---|
| Street Address | 5277 MORGAN RIDGE DR |
| City | MILTON |
| State | FL |
| Zip | 32570-8573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | MORGAN RIDGE LOT 19 BLK A AS DES IN OR 1472 PG 767 & OR 1874 PG 909 & OR 2194 PG 833 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 13 |
| Legal Subdivision | MORGAN RIDGE/PHASE 2 |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10506 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5277 MORGAN RIDGE DR, MILTON, FL 32570-8573 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jan 16, 2001 |
| Last Transfer Date | Sep 2, 2003 |
| Transfer Doc | 0021940833 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5277 MORGAN RIDGE DR, MILTON, FL 32570-8573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 5277 MORGAN RIDGE DR, MILTON, FL 32570-8573 |
| Document Number | 0040480782 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 4048/782 |
| Instrument | 202070147 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,084.00 (+2.46%) Homeowner's exemption | $123,848 (+3%) | $186,510 (+0.98%) Land $31,000 Building $155,510 |
| 2023 | $1,058.00 (+2.92%) Homeowner's exemption | $120,241 (+3%) | $184,705 (+0.92%) Land $31,000 Building $153,705 |
| 2022 | $1,028.00 Homeowner's exemption | $116,739 | $183,016 Land $31,000 Building $152,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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