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5290 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5290 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,285 sqft · built 1999
Lot Size0.553 acres (24,132 sqft)
OwnerIndividual Name on Record
Last Sale$303,125 (Feb 2022)
Tax Bill$2,553 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-2N-29-2569-00C00-0150

Property Details

APN / Parcel Number

Primary APN13-2N-29-2569-00C00-0150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,285 sqft Heated Area
Gross Area3,057 sqft
1st Floor Area2,725 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area24,132 sqft (0.553 acres)
Lot Dimensions2,100 ft deep x 1,060 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area332 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number132N29256900C000150
Street Address5290 MORGAN RIDGE DR
CityMILTON
StateFL
Zip32570-8572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionMORGAN RIDGE PHASE TWO LOT 15 BLK C AS DES IN OR 4251 PG 31
Legal Range29W
Legal Township02N
Legal Section13
Legal SubdivisionMORGAN RIDGE/PHASE 2
Legal Phase2
Legal BlockC
Legal Lot Number15
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1029
Census Tract10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5290 MORGAN RIDGE DR, MILTON, FL 32570-8572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleJun 29, 1999 · Amount on Record
Deed Document Number0000425131
Deed Book / Page4251 / 31
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 25, 2022
Property Address5290 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number0042510031
Book / Page4251 / 31
Map ReferenceMB G PG 8
Instrument DateFeb 25, 2022
Instrument202211517
Transaction TypeTransfer
Record UpdatedApr 8, 2022
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,122.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5290 MORGAN RIDGE DR, 5290, MILTON, FL 32570-8572

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CLIFF TRL, FAYETTEVILLE, GA 30215-5260

Mortgage

Document Number0000425133
DateFeb 25, 2022
Instrument4251/33
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,553.00 (-0.39%) Homeowner's exemption$248,146 (+1.04%) Land $31,000 Building $217,146$248,146 (+1.04%) Land $31,000 Building $217,146
2023$2,563.00 (+62.52%) Homeowner's exemption$245,600 (+54.41%) Land $31,000 Building $214,600$245,600 (+0.1%) Land $31,000 Building $214,600
2022$1,577.00 Homeowner's exemption$159,060$245,351 Land $31,000 Building $214,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2014–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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