5282 White Cloud Rd, Fulton, MO 65251 Property Records

Callaway County property record for 5282 White Cloud Rd, Fulton, MO 65251

Property Summary

Property Type	Rural Home
Details	1,568 sqft · built 2023
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-03.0-08.0-00-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`14-03.0-08.0-00-000-002.004`
Alternative APN	`1403008000000000000`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	1403008000000002004
Street Address	5282 WHITE CLOUD RD
City	FULTON
State	MO
Zip	65251-5511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT #19 LAKE WHITE CLOUD ESTATES PLAT #3 P9/284
Legal Range	10W
Legal Township	47N
Legal Section	08
Legal Subdivision	LAKE WHITE CLOUD ESTATES PLAT #3
Legal Lot Number	19
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	3
Census Block	3014
Census Tract	70500

Owner

Source: Callaway County records · APN 14-03.0-08.0-00-000-002.004

Assessment roll updated January 15, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5282 WHITE CLOUD RD, FULTON, MO 65251-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2025	Beneficiary Deed, Transfer
Dec 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2021
Deed Sale	Dec 17, 2021
Deed Document Number	20219319
Deed Book / Page	496 / 640
Last Transfer Date	Oct 02, 2025
Transfer Doc	000522/943
Record Updated	Jun 08, 2026

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 02, 2025
Property Address	5282 WHITE CLOUD RD, FULTON, MO 65251-5511
Document Number	000522/943
Book / Page	522 / 943
Instrument Date	Oct 02, 2025
Instrument	202505602
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 17, 2021
Property Address	WHITE CLOUD RD, FULTON, MO 65251
Document Number	000496/640
Book / Page	496 / 640
Instrument Date	Dec 02, 2021
Instrument	202109319
Transaction Type	Transfer
Record Updated	May 09, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5517 COUNTY ROAD 323, FULTON, MO 65251-5252

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+613.48%)	$37,219 (+612.33%)	$195,890 (+612.33%)
2024	$319.00 (+0.31%)	$5,225 (-)	$27,500 (-)
2023	$318.00 (+10.42%)	$5,225 (+1%)	$27,500 (+1%)
2022	$288.00	$4,750 Land $4,750
2021			$25,000 Land $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 5, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Technology Fiber	1,000 / 1,000
Whittrio Fixed Wireless · not low latency	100 / 50

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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