5277 White Cloud Rd, Fulton, MO 65251 Property Records

Callaway County property record for 5277 White Cloud Rd, Fulton, MO 65251

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on Record
Tax Bill	$522 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-03.0-08.0-00-000-002.007`

Property Details

APN / Parcel Number

Primary APN	`14-03.0-08.0-00-000-002.007`
Alternative APN	`1403008000000000000`

Exterior

Lot Area	148,540 sqft (3.41 acres)

Location & Zoning

Account Number	1403008000000002007
Street Address	5277 WHITE CLOUD RD
City	FULTON
State	MO
Zip	65251-5535
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	LOT #5 LAKE WHITE CLOUD ESTATES PLAT #3 P9/284
Legal Subdivision	LAKE WHITE CLOUD ESTATES PLAT #3
Legal Lot Number	5
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	3
Census Block	3014
Census Tract	70500

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5277 WHITE CLOUD RD, FULTON, MO 65251-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer THE CENTRAL TRUST BANK
Jun 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023
Deed Sale	Aug 1, 2023
Deed Document Number	202303769
Deed Book / Page	508 / 180
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 1, 2023
Property Address	5277 WHITE CLOUD RD, FULTON, MO 65251-5535
Document Number	000508/180
Book / Page	508 / 180
Instrument Date	Jul 31, 2023
Instrument	202303769
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5277 WHITE CLOUD RD, FULTON, MO 65251-5535

Mortgage

Document Number	000508/181
Date	Aug 1, 2023
Book Page	508/181
Instrument	202303770

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 9, 2021
Property Address	5277 WHITE CLOUD RD, FULTON, MO 65251-5535
Document Number	000493/111
Book / Page	493 / 111
Instrument Date	Jun 7, 2021
Instrument	202104460
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 NORTHPORT DR, JEFFERSON CITY, MO 65109-6440

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (-0.19%)	$8,550 (-)	$45,000 (-)
2024	$523.00 (+0.58%)	$8,550 (-)	$45,000 (-)
2023	$520.00 (+80.56%)	$8,550 (+8%)	$45,000 (+8%)
2022	$288.00	$4,750 Land $4,750
2021			$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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