Callaway County property record for 5228 White Cloud Rd, Fulton, MO 65251 · Last verified January 2026
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $319 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03.0-08.0-00-000-002.000 |
| Primary APN | 14-03.0-08.0-00-000-002.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 154,638 sqft (3.55 acres) |
|---|
| Account Number | 1403008000000002000 |
|---|---|
| Street Address | 5228 WHITE CLOUD RD |
| City | FULTON |
| State | MO |
| Zip | 65251-5511 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | LOT #15 LAKE WHITE CLOUD ESTATES PLAT #3 P9/284 |
| Legal Subdivision | LAKE WHITE CLOUD ESTATES PLAT #3 |
| Legal Lot Number | 15 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | BOURBON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 70200 |
Source: Callaway County records · APN 14-03.0-08.0-00-000-002.000
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2000 E BROADWAY, COLUMBIA, MO 65201-6009 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2024 |
| Deed Sale | May 31, 2024 |
| Deed Document Number | 202402694 |
| Deed Book / Page | 513 / 504 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 31, 2024 |
| Property Address | 5228 WHITE CLOUD RD, FULTON, MO 65251-5511 |
| Document Number | 000513/504 |
| Book / Page | 513 / 504 |
| Instrument Date | May 30, 2024 |
| Instrument | 202402694 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2415 BENTLEY CT, COLUMBIA, MO 65202-4312 |
| Document Number | 0202402695 |
|---|---|
| Date | May 31, 2024 |
| Instrument | 202402695 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2039 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Fulton 58 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $319.00 | $5,225 (-) | $27,500 (-) |
| 2024 | $319.00 (+0.31%) | $5,225 (-) | $27,500 (-) |
| 2023 | $318.00 (+10.42%) | $5,225 (+1%) | $27,500 (+1%) |
| 2022 | $288.00 | $4,750 Land $4,750 | |
| 2021 | $25,000 Land $25,000 |
Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1995–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Socket Telecom | Fiber | 2,500 / 2,500 | Yes |
| Callabyte Technology | Fiber | 1,000 / 1,000 | Yes |
| Whittrio | Fixed Wireless (unlicensed) | 100 / 50 | No |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures