5259 White Cloud Rd, Fulton, MO 65251 Property Records

Callaway County property record for 5259 White Cloud Rd, Fulton, MO 65251 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Year Built	Built 2022
Square Footage	2,388 sqft Living Area
Lot Size	234,788 sqft (5.39 acres)
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`14-03.0-08.0-00-000-002.008`
Alternative APN	`1403008000000000000`

Interior

Building Area	2,388 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame Construction
Lot Area	234,788 sqft (5.39 acres)

Location & Zoning

Account Number	1403008000000002008
Street Address	5259 WHITE CLOUD RD
City	FULTON
State	MO
Zip	65251-5535
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LOT #4 LAKE WHITE CLOUD ESTATES PLAT #3 P9/284
Legal Range	10W
Legal Township	47N
Legal Section	08
Legal Subdivision	LAKE WHITE CLOUD ESTATES PLAT #3
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Minor Civil Division	BOURBON
Census Blockgroup	3
Census Block	3014
Census Tract	70500

Owner

Source: Callaway County records · APN 14-03.0-08.0-00-000-002.008

Assessment roll updated January 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5259 WHITE CLOUD RD, FULTON, MO 65251-5535
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2023	Deed of Trust, Mortgage · Stand Alone Refinance HAWTHORN BANK
Oct 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2026
Deed Sale	Aug 12, 2026
Prior Sale	Oct 18, 2021
Deed Doc Number	20264796
Deed Book / Page	529 / 317
Record Refreshed	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 12, 2026
Property Address	5259 WHITE CLOUD RD, FULTON, MO 65251-5535
Document Number	0000004796
Book / Page	529 / 317
Instrument Date	Aug 12, 2026
Instrument	20264796
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5259 WHITE CLOUD RD, FULTON, MO 65251-5535

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5259 WHITE CLOUD RD, FULTON, MO 65251-5535
Transaction Type	Mortgage
Record Updated	May 09, 2023
Title Company	TRUE LINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000504/953
Date	Jan 24, 2023
Book Page	504/953
Instrument	202300361

Lender

Name	HAWTHORN BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 18, 2021
Property Address	5259 WHITE CLOUD RD, FULTON, MO 65251-5535
Document Number	000495/637
Book / Page	495 / 637
Instrument Date	Oct 15, 2021
Instrument	202107902
Transaction Type	Transfer
Record Updated	May 09, 2023

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 RED BAY CREEK RD, COLUMBIA, MO 65203-8478

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,328 (-)	$291,200 (-)
2024	$3,384.00 (+0.56%)	$55,328 (-)	$291,200 (-)
2023	$3,365.00 (+1,068.4%)	$55,328 (+1,064.8%)	$291,200 (+1,064.8%)
2022	$288.00	$4,750 Land $4,750
2021			$25,000 Land $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 39% of Missouri
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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