528 Terhune Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 528 Terhune Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,718 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on Record
Tax Bill	$8,318 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-012-035.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-012-035.000-018`
Alternative APN	`1709340012035000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,718 sqft Living Area
Basement Area	1,754 sqft
Finished Basement	1,142 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340012035000
Street Address	528 TERHUNE LN
City	CARMEL
State	IN
Zip	46032-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 5, LOT 274, IRREGULAR SHAPE
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK SE
Legal Lot Number	274
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3022
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	528 TERHUNE LN, CARMEL, IN 46032-6334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Nov 19, 2019	Loan Modification, Mortgage FIRST INTERNET BK/INDIANA
Oct 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 2, 2018	Warranty Deed, Transfer · Line of Credit FIRST INTERNET BANK OF INDIANA
Oct 29, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018
Deed Sale	Nov 2, 2018
Prior Sale	Nov 2, 2018
Deed Document Number	2018051784
Last Transfer Date	Oct 29, 2019
Transfer Doc	0000054188
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	528 TERHUNE LN, CARMEL, IN 46032-6334
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021059989
Date	Aug 17, 2021
Instrument	2021059989

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	528 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000003838
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 TERHUNE LN CARMEL IN 460326334, CARMEL, IN 46032-6334

Mortgage

Document Number	0000003838
Date	Jan 22, 2020
Instrument	3838

Lender

Name	FIRST INTERNET BK/INDIANA
Address	FISHERS, IN 46037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 29, 2019
Property Address	528 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000054188
Instrument Date	Oct 26, 2019
Instrument	54188
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	528 TERHUNE LN CARMEL IN 460326334, CARMEL, IN 46032-6334

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 2, 2018
Property Address	528 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	2018051784
Instrument Date	Oct 17, 2018
Instrument	2018051784
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12884 TREATY LINE ST, CARMEL, IN 46032-7355

Mortgage

Document Number	2018051787
Date	Nov 2, 2018
Instrument	2018051787

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000051786
Date	Nov 2, 2018
Instrument	2018051786

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 29, 2018
Property Address	528 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000050991
Instrument Date	Oct 12, 2018
Instrument	50991
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 S RANGELINE RD #200 CARMEL IN 460327566, 200, CARMEL, IN 46032-7566

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$784,800 (+11.04%) Land $203,900 Building $580,900	$784,800 (+11.04%) Land $203,900 Building $580,900
2024	$8,318.00 (+3.69%)
2023	$8,022.00 (+12.8%) Homeowner's exemption	$706,800 (+13.63%) Land $207,700 Building $499,100	$706,800 (+13.63%) Land $207,700 Building $499,100
2022	$7,112.00 Homeowner's exemption	$622,000 Land $119,300 Building $502,700	$622,000 Land $119,300 Building $502,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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