517 Terhune Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 517 Terhune Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,631 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jan 2018)
Tax Bill	$8,022 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-012-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-012-014.000-018`
Alternative APN	`1709340012014000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,631 sqft Living Area
Basement Area	2,187 sqft
Finished Basement	1,444 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340012014000
Street Address	517 TERHUNE LN
City	CARMEL
State	IN
Zip	46032-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .21, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 5, LOT 253, IRREGULAR SHAPE
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK S
Legal Lot Number	253
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 TERHUNE LN, CARMEL, IN 46032-6334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage NATIONAL BK/INDIANAPOLIS
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS
Jan 17, 2018	Warranty Deed, Construction Loan · Construction Mortgage THE NATIONAL BANK OF INDIANAPOLIS
Jan 17, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	2018002163
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	517 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000052547
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 TERHUNE LN CARMEL IN 460326334, CARMEL, IN 46032-6334

Mortgage

Document Number	0000052547
Date	Nov 7, 2018
Instrument	52547

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2033

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	517 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000054341
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 TERHUNE LN CARMEL IN 460326334, CARMEL, IN 46032-6334

Mortgage

Document Number	0000054341
Date	Nov 19, 2018
Instrument	54341

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2028

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 17, 2018
Property Address	517 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	2018002163
Map Reference	CAB5 SL758
Instrument Date	Jan 8, 2018
Instrument	2018002163
Transaction Type	Construction Loan
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 AMILICON, INDIANAPOLIS, IN 46282
Mail Care Of	ICE MILLER

Mortgage

Document Number	2018002164
Date	Jan 17, 2018
Instrument	2018002164

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2019

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 17, 2018
Property Address	517 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000002162
Instrument Date	Jan 4, 2018
Instrument	2162
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 S RANGELINE RD #200 CARMEL IN 460327566, 200, CARMEL, IN 46032-7566
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$760,200 (+6.43%) Land $204,100 Building $556,100	$760,200 (+6.43%) Land $204,100 Building $556,100
2024	$8,022.00 (-1.09%)
2023	$8,110.00 (+15.89%) Homeowner's exemption	$714,300 (+16.7%) Land $234,500 Building $479,800	$714,300 (+16.7%) Land $234,500 Building $479,800
2022	$6,998.00 Homeowner's exemption	$612,100 Land $134,700 Building $477,400	$612,100 Land $134,700 Building $477,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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