521 Terhune Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 521 Terhune Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,532 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2017)
Tax Bill	$7,658 (2024)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-012-013.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-012-013.000-018`
Alternative APN	`1709340012013000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,532 sqft Living Area
Basement Area	2,126 sqft
Finished Basement	1,406 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340012013000
Street Address	521 TERHUNE LN
City	CARMEL
State	IN
Zip	46032-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .20, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 5, LOT 252, IRREGULAR SHAPE
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK S
Legal Lot Number	252
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	111009

Owner

521 Terhune Ln is owned and occupied by an individual who bought it in December 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	521 TERHUNE LN, CARMEL, IN 46032-6334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Document Number	2017060393
Record Updated	Jun 8, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	521 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000048731
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 TERHUNE LN CARMEL IN 460326334, CARMEL, IN 46032-6334

Mortgage

Document Number	0000048731
Date	Oct 15, 2018
Instrument	48731

Lender

Name	FIRST INTERNET BK/INDIANA
Address	FISHERS, IN 46037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$723,200 Land $203,900 Building $519,300	$723,200 Land $203,900 Building $519,300
2024	$7,658.00 (-1.05%)
2023	$7,739.00 (+15.91%) Homeowner's exemption	$682,500 (+16.93%) Land $232,300 Building $450,200	$682,500 (+16.93%) Land $232,300 Building $450,200
2022	$6,677.00 Homeowner's exemption	$583,700 Land $133,500 Building $450,200	$583,700 Land $133,500 Building $450,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Terhune Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Terhune Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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