524 Terhune Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 524 Terhune Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,523 sqft · built 2019
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Jun 2019)
Tax Bill	$7,836 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-012-036.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-012-036.000-018`
Alternative APN	`1709340012036000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,523 sqft Living Area
Basement Area	1,704 sqft
Finished Basement	1,011 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340012036000
Street Address	524 TERHUNE LN
City	CARMEL
State	IN
Zip	46032-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .19, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 5, LOT 275, IRREGULAR SHAPE
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK SE
Legal Lot Number	275
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3022
Census Tract	111009

Owner

524 Terhune Ln is owned and occupied by an individual who acquired it in October 2020.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	524 TERHUNE LN, CARMEL, IN 46032-6334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Quit Claim Deed, Transfer SMITH DONNA L TRUST (RT)
Jun 3, 2019	Warranty Deed, Transfer FIRST AMERICAN
Jun 3, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Jun 3, 2019
Deed Document Number	0000022749
Last Transfer Date	Oct 29, 2020
Transfer Doc	0000078481
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 29, 2020
Property Address	524 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000078481
Instrument Date	Oct 29, 2020
Instrument	78481
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 TERHUNE LN CARMEL IN 460326334, CARMEL, IN 46032-6334
Investor	Possibly a Property Investor

Mortgage

Document Number	78482
Date	Oct 29, 2020
Instrument	78482

Lender

Name	SMITH DONNA L TRUST (RT)

Agreement

Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 3, 2019
Property Address	524 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000022749
Instrument Date	May 23, 2019
Instrument	22749
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 ROSEBANK LN WEST LAFAYETTE IN 479068614, WEST LAFAYETTE, IN 47906-8614
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 3, 2019
Property Address	524 TERHUNE LN, CARMEL, IN 46032-6334
Document Number	0000022748
Instrument Date	May 22, 2019
Instrument	22748
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 S RANGELINE RD #200 CARMEL IN 460327566, 200, CARMEL, IN 46032-7566
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$738,400 Land $195,400 Building $543,000	$738,400 Land $195,400 Building $543,000
2024	$7,836.00 (-0.65%)
2023	$7,887.00 (+14.55%) Homeowner's exemption	$695,200 (+15.42%) Land $227,100 Building $468,100	$695,200 (+15.42%) Land $227,100 Building $468,100
2022	$6,885.00 Homeowner's exemption	$602,300 Land $130,500 Building $471,800	$602,300 Land $130,500 Building $471,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Terhune Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Terhune Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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