528 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 528 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,666 sqft · built 2014
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Dec 2025)
Tax Bill	$7,150 (2025)
Deeds & Mortgages	Dec 2025 Sale Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1450`

Property Details

APN / Parcel Number

Primary APN	`028685-1450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,666 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	2,666 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	368 sqft
Porch	Finished/Open Porch
Porch Area	251 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 PORTA ROSA CIR
City	ST AUGUSTINE
State	FL
Zip	32092-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 145 OR6272/369
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	145
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

528 Porta Rosa Cir is owned and occupied by two individuals who bought it in December 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer MAGNOLIA TITLE SERVICES INC, MAGNOLIA TTL SVCS OF FL LLC
Aug 11, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Jan 5, 2015 · Amount on File
Deed Document Number	2025100882
Deed Book / Page	6272 / 369
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 12, 2025
Property Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0062720369
Book / Page	6272 / 369
Map Reference	MB 457 PG 94-109
Instrument Date	Dec 10, 2025
Instrument	2025100882
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	MAGNOLIA TITLE SERVICES INC, MAGNOLIA TTL SVCS OF FL LLC

Transaction

Amount	Amount on Record
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7708 SUMMER TANAGER DR, TALLAHASSEE, FL 32312-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 PORTA ROSA CIR, ST AUGUSTINE, FL 32092-4764

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Investor	Possibly a Property Investor

Mortgage

Document Number	0056140639
Date	Aug 11, 2022
Book Page	5614/639
Instrument	2022077490

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Sep 1, 2045

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Investor	Possibly a Property Investor

Mortgage

Document Number	0053080546
Date	Jul 2, 2021
Book Page	5308/546
Instrument	2021073832

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jul 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	528 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050810455
Date	Oct 26, 2020
Book Page	5081/455
Instrument	2020095297

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 528 Porta Rosa Cir was $7,150, up 8.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,752 (+69.11%) Land $110,000 Building $413,752	$523,752 (+0.19%) Land $110,000 Building $413,752
2025	$7,150.00 (+8.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$309,705 (+2.9%)	$522,752 (+0.95%) Land $110,000 Building $412,752
2024	$6,612.00 (+3.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$300,977 (+3%)	$517,833 (+4.56%) Land $105,000 Building $412,833
2023	$6,360.00 (+2.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$292,211 (+3%)	$495,251 (+9.41%) Land $89,600 Building $405,651
2022	$6,178.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$283,700	$452,656 Land $89,600 Building $363,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Porta Rosa Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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